Banking Services
Investment Services Retirement Plans
Hustisford State Bank offers secure and reliable savings and investment solutions to help you plan for the future. From Certificates of Deposit to IRAs and U.S. Savings Bonds, we provide options designed to fit your goals. All accounts are FDIC insured up to $250,000, and our team is here to guide you through each option to find what works best for your needs.
Certificates of Deposit
- Terms available from 3 to 48 months
- Various interest payment plans
- Rates vary with terms of certificate
- Penalty for early withdrawal
- Competitive interest rates
- FDIC Insured to $250,000
- Automatic renewal feature for your convenience
Individual Retirement Accounts (IRA's)
- Term of 24 months
- Rates vary with the terms
- Penalty for early withdrawal
- Transfers
- Rollovers
- Tax-deferred interest
US Savings Bonds
- United States Savings Bonds may be redeemed at treasurydirect.gov
- EE Bonds can be purchased directly from the US Treasury at treasurydirect.gov.
Checking Services
Hustisford State Bank offers a range of checking accounts designed to meet both personal and business needs. Whether you’re looking for a straightforward non-interest bearing account or one that earns interest with added features, we have options to fit your lifestyle and financial habits. See the account options below to find the one that’s right for you.
Personal & Business Checking
- Non-interest bearing account
- Minimum balance of $100 required
- If account falls below the minimum balance the customer is charged a maintenance fee of $3.00 plus a fee of $.20 per item for the month.
- Free ATM or Debit Card
- Free direct deposit
- Free internet banking
- Senior Citizens (age 62 & older) have all service charges waived.
Interest Checking Now Account
- Interest bearing account
- Minimum balance of $750 required
- If account falls below the minimum balance the customer is charged a $10.00 maintenance fee plus a fee of $.25 per item for the month.
- Interest is credited to your account monthly
- Free ATM or Debit Card
- Free direct deposit
- Free Internet banking
Super-Now Account
- Interest bearing account
- Minimum balance of $2500 required
- If account falls below the minimum balance the customer is charged a $10.00 maintenance fee plus a fee of $.25 per item for the month.
- Interest is credited to your account monthly
- Free ATM or Debit Card
- Free direct deposit
- Free Internet banking
Savings Services
Whether you’re saving for the future, planning for the holidays, or simply building a financial cushion, Hustisford State Bank offers a variety of savings accounts to support your goals. With so many options, you’ll find flexible features, competitive interest, and convenient access to your funds. Explore the account types below to discover how we can help you make the most of your savings.
Passbook Savings
- No minimum balance required
- No monthly service charges
- We use the daily balance computation method for calculating interest. Interest begins to accrue on the day of deposit and is credited semi-annually
Statement Savings
- No minimum balance required
- No monthly service charges
- Free ATM Card access
- We use the daily balance computation method for calculating interest. Interest begins to accrue on the day of deposit and is credited monthly
Money Market Account
- Minimum balance required
- If the balance falls below the minimum, a monthly maintenance fee is charged
- Preauthorized and telephone transfers from this account are limited to six per month
- We use the daily balance computation method for calculating interest. Interest begins to accrue on the day of deposit and is credited monthly
Christmas Club
- You determine the amount you want to deposit
- We use the daily balance computation method for calculating interest. Interest begins to accrue on the day of deposit and is paid on maturity
Loan Services
Hustisford State Bank offers a variety of loan services with the customer service you’re looking for. Apply in person or by phone, our friendly loan officers are here to assist you. We offer competitive interest rates. We can customize your loan to meet your needs with various terms and payment options. Hustisford State Bank prides itself in servicing all of its own loans and not selling them to an outside provider or secondary market. Below is a list of some of the types of loans we currently offer.
Credit Cards
- Issued through Elan
- Visa
Real Estate Mortgages
- First Mortgage
- Second Mortgage
- Construction Loans
Agricultural
- Operating Loans
- Equipment Loans
- Real Estate
Commercial
- Credit Lines
- Acquisition
- Expansion
- Inventory
- Receivable
- Equipment
- Real Estate
Installment
- Real Estate
- Consumer Goods
- Personal Loans
- Home Improvement Loans
- Boat Loans
- Recreational Vehicle Loans
Additional Service Options
Hustisford State Bank offers a range of checking accounts designed to meet both personal and business needs. Whether you’re looking for a straightforward non-interest bearing account or one that earns interest with added features, we have options to fit your lifestyle and financial habits. See the account options below to find the one that’s right for you.
Special Services
- ATM Cards
- ATM location
- Bank drive-up – 200 S. Lake St.
- Automatic Loan Payments
- Bank-by-Mail
- Cashier’s Checks
- Debit Cards
- Credit Cards (VISA)
- Direct Deposit
- Drive-up Banking
- Foreign Currency Services
- Internet Banking
- Money Orders
- Night Depository
- Notary Public Services
- Optional E-Statements
- Photocopies
- Safe Deposit Boxes
- Telephone Transfers
- Wire Transfers
Ready to Get Started?
At Hustisford State Bank, we’re here to provide the trusted guidance and personal service you deserve. Whether you’re ready to take the next step or simply have questions, our experienced team is ready to help you move forward with confidence.